Punch in your gross salary. We will show you what actually lands in your bank account, with the math behind every deduction.
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Your Numbers
Tell us about your salary
SSS / PhilHealth / Pag-IBIG split with employer, withholding tax via TRAIN brackets
before any deductions
₱
₱0₱200K+
Your Monthly Take-Home
₱26,542
From ₱30,000 gross. 11.5% went to deductions and tax.
Gross monthly salary
100%₱30,000.00
- SSS
5.0%- ₱1,500.00
- PhilHealth
2.5%- ₱750.00
- Pag-IBIG
0.7%- ₱200.00
- Withholding tax
3.4%- ₱1,007.55
Take-home
88.5%₱26,542.45
Insights
You are in the 15% TRAIN bracket
Every peso of taxable income above PHP 20,833 has 15 centavos going to BIR, until you cross PHP 33,333. That is why your withholding tax line is small but real.
Your mandatory Pag-IBIG contribution maxes out at PHP 200 per month (2% of the PHP 10,000 fund salary cap). Anything you contribute beyond that goes to MP2 if you opt in. MP2 paid 7.12% in 2024.