Money Smart Bundle

Maging adult ka na sa pera mo. From your first payslip to your first investment.

The Filipino money basics you wish someone taught you. Bank account, payslip math, budget, emergency fund, credit, at investing. Step by step, made for PH salaries.

13 free guides + Take-Home Pay Calculator, with premium helpers for the money parts that get annoying

Premium help for

₱ 299

Includes

AI chat, PDF help, and focused workflows

20+

hours

of personal-finance research done for you.

vs months of finance YouTube, Reddit threads, at Facebook groups

One-time payment for premium helpers.

What's inside: 14 guides

Foundation

Handle money like an adult

Bank Account

Open your first savings or checking account. Essential for salary, bills, and financial history.

Compute Take-Home Pay

Understand what gets deducted from your gross salary and calculate your actual take-home pay.

Budget Monthly Expenses

A practical guide to budgeting your monthly salary for rent, food, transport, bills, and savings.

Build Emergency Fund

Why you need an emergency fund, how much to save, and where to keep it.

Safety net & credit

Stop losing money, protect what you have, build your credit

Build Credit Score

What a credit score is, how it works in the Philippines, and how to build a good one.

First Credit Card

Apply for your first credit card, what to look for, how to qualify, what banks require, and how to use it responsibly.

Income Tax Filing

File your Annual Income Tax Return (ITR) with the BIR. Deadline: April 15 every year.

Grow the money

Start playing offense

Saving Money Tips

Practical tips to save money on a Filipino salary. Real habits that work.

Digital Banks Compared

Maya, GoTyme, Tonik, UnionDigital, UNObank, OFBank, plus SeaBank/MariBank. Side-by-side comparison of interest rates, fees, deposit insurance, and which one fits your goal. Updated for 2026.

Investing Basics

New to investing? Learn the fundamentals: risk tolerance, investment types available in the Philippines, and how to start with as little as P50.

Pag-IBIG MP2

MP2 is the easiest investment for most Filipinos: tax-free, government-backed, around 7% per year. Minimum is just ₱500 per month. Here is how to open one in 15 minutes via Virtual Pag-IBIG.

Protect yourself

Don't lose what you built

Avoid Predatory Lenders

Online lending apps and 5-6 lenders charge 12 to 25 percent per month, harass your contacts, and ruin lives. Learn how to spot the traps, what your legal protections are, and where to report harassment.

Spot Investment Scams

Paluwagan-Ponzi, crypto MLM, fake forex, deepfake celebrity bots. The SEC has flagged 86+ active investment scams in 2025. Here is how to spot them, verify legitimate investments, and report scams when they happen.

Bonus / Interactive Tool

Calculator

Take-Home Pay Calculator

Punch in your gross salary, see what lands in your bank. Math grounded in 2025-2026 SSS, PhilHealth, Pag-IBIG, at BIR TRAIN brackets.

Try the calculator

But wait, there's more!

This bundle includes these freebies. Yes, libre!

But wait, there's more!

This bundle includes these freebies. Yes, libre!

Request Form

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PDF Form Filler

Katamad mag-fill up? Type once, we fill out the PDF for you, ready to print. Say 'bye to copying your TIN sa different boxes manually like it's 2010.

Stuck mid-step? The chat is right there, and alam niya ang guide that you're literally on. No need to copy-paste context like a Reddit post.

Chat Support

Online

Magkano dapat ang emergency fund ko?

3 to 6 months of expenses. For ₱20k/month gastos, mag-aim ka ng ₱60k to ₱120k sa high-yield savings.

Money Smart Bundle

14 free guides plus premium helpers

Premium helpers 14 guides Made for PH

One-time payment. No subscription. Premium tools included

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